Your rate increases and your loan officer benefits:  Click here to find out why!

MortgageTrap.org

Click Here for Current Mortgage news including newly reported scams, frauds or lenders violating predatory lending laws

Honesty • Integrity • Informational                 


 

Check our "Find a Lender" page to get State Specific Mortgage News!

 


GFE/HUD Review

 

   See what we found in our reviews! Click Here

 

 

Feature Articles

Interest Only Loans

Prepayment Penalties

Pick-a-Payment Loan

New Construction

Mortgage "Phishing"

Bait & Switch

Realtor "Steering"

Reverse Mortgage

Overcharging

Mortgage Elimination

Equity Stripping

Home Improvement

Sign Over the Deed

Biweekly Payments

 

 

A Must Read!  Insider tells what it's really like on the sales floor...

 

 

►Race & Mortgages, Does it Matter?  Find out...

 

 

Online Applications & Phishing, what you need to know!

 

 

 


 

Customer Testimonials

"Thanks so much for taking the time to review my information. It has been  extremely helpful. While I know it's just business on the part of the lenders, it really hurts that some of them do not hesitate to prey on folks like me who simply don't understand this type of thing. But your insight and expertise has been more than eyeopening. I will certainly recommend you guys  to my friends and family."

K. Northington, MA

 

"Everyone should deal with a RMA.  My first broker was making 4.5 points on my loans - 3 of which came from putting me into a higher rate without my knowledge or consent.  Thanks MortgageTrap!"

Michelle Martinez, IL

 

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Lenders:  Commit to Mortgage Ethics & Honesty

Become a Residential Mortgage Advocate™ and enjoy status that will set you apart from the others. 

 

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Are You a mortgage broker, loan officer or realtor that is sick and tired of the conniving, self-serving, unethical or incompetent individuals who pass themselves off as real estate professionals?

Are You tired of competing with these yahoos and yahoo real estate agents who "steer" clients to use certain lenders in order to get kickbacks in violation of RESPA?

Are You fed up with brokers/loan officers who just 'stick it' to borrowers with undisclosed fees, bait & switch rates and overall lying all the while lining their wallets with fat commissions? 

Then you are in the right place.  

We started Residential Mortgage Advocacy as a way to bring integrity, honesty and client-based service back into the mortgage industry.

 

As  a Member, You Receive:  

●  Leads from the states you are licensed in

●  Unlimited GFE and HUD1 reviews by our staff, instill confidence in your clients by getting the "stamp of approval" from a third party

●  Listing on the state or states you are licensed in (must provide proof of licensure)

●  Webpage showcasing you or your company

●  Industry legislative updates online

●  Certificate of Membership to display at your place of business

●  Use of the RMA designation on your marketing.

Benefits & Duties:  You must sign and agree to the commitment as a RMA.  Should we receive a complaint of a violation, an investigation will ensue and appropriate action (if any) will be taken up to and including termination of your membership.

Complete the following form and someone will contact you to get you set up. 

Yes, I want to become a Residential Mortgage Advocate and bring professionalism back into the mortgage and real estate industry!

 

Name:        Phone: 

Company: 

Email:     Fax:

Website Address:

I want membership for...  Myself only     My Company

Number of Employees in Company:    

States You are licensed in (and will be listed in) 

AL     AK     AZ     AR     CA     CO     CT     DE

FL     GA     HI      ID     IL      IA         KS       KY

LA     ME     MD    MA    MI      MN    MS      MO

MT    NE      NV    NH    NJ   NM     NY      NC

ND    OH     OK    OR   PA    RI        SC      SD

TN     TX     UT     VT     VA    WA     WV      WI

WY

Payment Info:

Card Type    

Credit Card Number      Expires 

Name as it appears on the card

Address   City    Zip

Card Verification Number      (this is the 3 digit number printed on the back of the card)

I want all of my employees to have the RMA designation:  Yes    No

I want leads for states that I'm listed in, yet do not reside in:  Yes   No

 

    Costs:

        $50  per year individual

 

Did we send you a promotional code?  Save 50% if you have one!

          

We do not guarantee any specific number of leads that will we provide to you as many consumers choose to deal directly with our members rather than complete our online form.

      

 

        

 

 

 

 

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