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GFE / Settlement Statement Review Order Form

A review is essential in getting a good deal.  Have an objective 3rd party analyze your fees to check for overcharges or even undercharges (which can give way to a big unpleasant surprise at the closing table).

We review each Good Faith Estimate or  Settlement Statement relative to your specific home loan for one price (sorry, we're no longer able to offer free reviews).  You will be provided with information on how to submit subsequent GFEs or HUDs for review when we respond to your initial request.

Recent studies show over 70% of borrowers get overcharged on their home loans due to excessive fees or junk fees.  Be one of the 30% that gets a good deal! 

Remember! We're an objective 3rd party and have NO financial interest in your loan.  We never ask for personal info, just your contact info and the fees shown on your GFE or HUD1 - and no RMA™ Member Lender or Realtor is provided with your analysis or participates in the review in any way!

$14.95 could save you thousands on excessive or junk fees! 

Look how much we've found so far!

 

Working with one of our Member Lenders or Realtors?  Your unlimited reviews are Free of Charge!  Simply enter in their name in the area below.

--------------------  Order Form  -----------------------

Please complete the following for your objective 3rd party analysis of your Good Faith Estimate and HUD-1 Settlement Statements.  We only review the fees based upon your loan type, we do not provide any suggestions on other lenders to contact, we are not affiliated with any lender and your information will not be shared with any other party without your express written permission.  No identifying information is requested and should not be provided.*

You will receive a response to your request for review within 4 hours (during normal business hours) or next business morning, if submitted after 10pm EST.

Sales Price            

Loan Amount        

Appraised Value   

Interest Rate         

Fixed Rate or ARM

Your FICO Score   

Is this New Construction  No   Yes

Line 801. Origination Fee                         

Line 802. Discount Fee                              

Line 803. Appraisal                                     

Line 804. Credit Report                              

Line 805. Lender's Inspection Fee          

Line 806. Mortgage Ins. Application Fee

Line 807. Assumption Fee                         

Line 808. Mortgage Broker Fee               

Line 809. Other (Specify)                          

Line 810. Tax Service Fee                        

Line 811. Application Fee                          

Line 812. Commitment Fee                       

Line 813. Lender's Rate Lock-In Fee      

Line 814. Processing Fee                          

Line 815. Underwriting Fee                       

Line 816. Wire Transfer Fee                     

Line 1101. Closing or Escrow Fee          

Line 1102. Abstract or Title Search       

Line 1103. Title Examination                    

Line 1104. Title Insurance Binder           

Line 1105. Document Preparation          

Line 1106. Notary Fees                              

Line 1107. Attorney's Fee                          

Line 1108. Title Insurance                        

Line 1109. Lender's Coverage                

Line 1110. Owner's Coverage                 

Compensation to Broker                          

Please list any other charges and their names not noted above

 

Please contact me via with my analysis:

     Email

     Fax     

 

Payment information - please complete, your card will be billed $14.95 for unlimited reviews of your Good Faith Estimates and/or HUD-1 Settlement Statements.  Will appear on your credit card statement as ePayOps. 

If working with one of our Member Lenders or Realtors, please enter their name here: 

 

Name as it appears on card    

Billing Address    

City          St          Zip   

Contact Phone (with area code)

Card Type          (Visa)                    (Mastercard)

  

Card Number  ---

CID (3 or 4 digit on back of card) 

Expiration Date Month Jan Feb Apr May Jun Jul Aug Sep Oct Nov Dec    Year 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020

  I agree to an analysis by MortgageTrap.org of my fee structure as present to me by my lender.*

*Overcharged or excessive fees are calculated by using the industry accepted norms and standards for each fee type and are only our opinion based upon our experience and knowledge. Each GFE/HUD was reviewed and analyzed while considering their FICO score as reported by them, their loan amount, interest rate, LTV, DTI and product type. Our reviews are meant as a guide and tool, not as a guarantee or certainty of what fees you will be (or should be) charged or the amount.  If you agree with our opinion, you have the right to negotiate with your lender or look for a home loan from another source. No member lender participates in the review or analysis.

 

Been Scammed or Dealt with an Unethical Lender? 

Contact Us or Report it to Your State authorities.

 

 

 

All lenders on this site have signed a Residential Mortgage Advocate™ (RMA) commitment to be totally upfront about their fees, rates and items they will need from you. 

If at anytime you have a complaint about a particular lender, please let us know! 

We want to keep this site based on integrity and honesty.