Your rate increases and your loan officer benefits:  Click here to find out why!

MortgageTrap.org

Click Here for Current Mortgage news including newly reported scams, frauds or lenders violating predatory lending laws

Honesty • Integrity • Informational                        


 

Check our "Find a Lender" page to get State Specific Mortgage News!

 


GFE/HUD Review

 

   See what we found in our reviews! Click Here

 

Feature Articles

Interest Only Loans

Prepayment Penalties

Pick-a-Payment Loan

New Construction

Mortgage "Phishing"

Bait & Switch

Realtor "Steering"

Reverse Mortgage

Overcharging

Mortgage Elimination

Equity Stripping

Home Improvement

Sign Over the Deed

Biweekly Payments

 

 

A Must Read!  Insider tells what it's really like on the sales floor...

 

 

►Race & Mortgages, Does it Matter?  Find out...

 

 

Online Applications & Phishing, what you need to know!

 

 

 


 

Customer Testimonials

"Thanks so much for taking the time to review my information. It has been  extremely helpful. While I know it's just business on the part of the lenders, it really hurts that some of them do not hesitate to prey on folks like me who simply don't understand this type of thing. But your insight and expertise has been more than eyeopening. I will certainly recommend you guys  to my friends and family."

K. Northington, MA

 

"Everyone should deal with a RMA.  My first broker was making 4.5 points on my loans - 3 of which came from putting me into a higher rate without my knowledge or consent.  Thanks MortgageTrap!"

Michelle Martinez, IL

 

Add your testimonial!

 

 

 

Look For This Logo to Ensure You're Dealing with a Professional!

 

 

Realtors:  Commit to Mortgage Ethics & Honesty

Become a Residential Mortgage Advocate™ and enjoy status that will set you apart from the others. 

Are You a  realtor that is sick and tired of the conniving, self-serving, unethical or incompetent individuals who pass themselves off as real estate professionals?

Are You tired of the "used car salesman" mentality that our industry has taken on since the inception of low rates and every weasel in the woods getting licensed to broker loans?

Are You tired of competing with these yahoos and yahoo real estate agents who "steer" clients to use certain lenders in order to get kickbacks in violation of RESPA?

Are You fed up with brokers/loan officers who just 'stick it' to borrowers with undisclosed fees, bait & switch rates and overall lying all the while lining their wallets with fat commissions? 

Then you are in the right place.  

We started Residential Mortgage Advocacy as a way to bring integrity, honesty and client-based service back into the mortgage industry.

 

As  a Member, You Receive:  

●  Any leads that come in from your state

●  GFE and HUD1 reviews by our staff, instill confidence in your clients by getting the "stamp of approval" from a third party!*

●  Listing on the state or states you are licensed in (must provide proof of licensure)

●  Webpage showcasing you or your company

●  Certificate of Membership to display at your place of business - show your clients you are committed to them

●  Use of the RMA designation on your marketing.

 

Benefits & Duties:  You must sign and agree to the commitment as a RMA.  Should we receive a complaint of a violation, an investigation will ensue and appropriate action (if any) will be taken up to and including termination of your membership.

*Receive 1 free GFE/HUD review per week, multiple GFE/HUD reviews per client is only counted as one.

 

Complete the following form and someone will contact you to get you set up. 

 

Yes, I want to become a Residential Mortgage Advocate and bring professionalism back into the mortgage and real estate industry!

 

Name:        Phone: 

Company: 

Email:     Fax:

Website Address:

States You are licensed in (and will be listed in) 

AL     AK     AZ     AR     CA     CO     CT     DE

FL     GA     HI      ID     IL      IA         KS       KY

LA     ME     MD    MA    MI      MN    MS      MO

MT    NE      NV    NH    NJ   NM     NY      NC

ND    OH     OK    OR   PA    RI        SC      SD

TN     TX     UT     VT     VA    WA     WV      WI

WY

Payment Info:

Card Type    

Credit Card Number      Expires 

Name as it appears on the card

Address   City    Zip

Card Verification Number      (this is the 3 digit number printed on the back of the card)

 

    Costs:

        $50  per year

        

We do not guarantee any specific number of leads that will we provide to you as many consumers choose to deal directly with our members rather than complete our online form.

      

 

        

 

 

 

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