Your rate increases and your loan officer benefits:  Click here to find out why!

MortgageTrap.org

 

Honesty • Integrity • Informational                            


 

Check our "Find a Lender" page to get State Specific Mortgage News!

 


GFE/HUD Review

 

   See what we found in our reviews! Click Here

 

 

Feature Articles

Interest Only Loans

Prepayment Penalties

Pick-a-Payment Loan

New Construction

Mortgage "Phishing"

Bait & Switch

Realtor "Steering"

Reverse Mortgage

Overcharging

Mortgage Elimination

Equity Stripping

Home Improvement

Sign Over the Deed

Biweekly Payments

 

 

A Must Read!  Insider tells what it's really like on the sales floor...

 

 

►Race & Mortgages, Does it Matter?  Find out...

 

 

Online Applications & Phishing, what you need to know!

 

 

 


 

Customer Testimonials

"Thanks so much for taking the time to review my information. It has been  extremely helpful. While I know it's just business on the part of the lenders, it really hurts that some of them do not hesitate to prey on folks like me who simply don't understand this type of thing. But your insight and expertise has been more than eyeopening. I will certainly recommend you guys  to my friends and family."

K. Northington, MA

 

"Everyone should deal with a RMA.  My first broker was making 4.5 points on my loans - 3 of which came from putting me into a higher rate without my knowledge or consent.  Thanks MortgageTrap!"

Michelle Martinez, IL

 

Add your testimonial!

 

 

 

Look For This Logo to Ensure You're Dealing with a Professional!

 

 

State Mortgage Fraud Contacts

Buying a home...the biggest investment you'll ever make.

 

Cover all the bases before you sign,

Contact a Residential Mortgage Advocate

 

Find a RMA Designated Realtor!  Click Here

Victim of an Unethical Lender?  •  Been Scammed?

 

We've compiled a list of places to contact in each state to file your report.

 

Alabama

FBI Field Offices, Mortgage Fraud

White Collar Crime Supervisor
http://birmingham.fbi.gov/
birmingham@ic.fbi.gov
1000 18th Street North
Birmingham, AL 35203
Phone: (205) 326-6166
Fax: (205) 279-1590

Office of the Attorney General
Consumer Affairs Section
http://www.ago.state.al.us/consumer.cfm
Alabama State House
11 South Union Street, Third Floor
Montgomery, AL 36130
Phone: Hot Line – (800) 392-5658
Fax: (334) 242-2433

Alaska

FBI Field Office, Mortgage Fraud
White Collar Crime Supervisor
http://anchorage.fbi.gov/
101 East 6th Avenue, SW
Anchorage, AK 99501-2524
Phone: (907) 276-9550
Phone: (907) 276-4441

Office of the Attorney General
Alaska Department of Law

http://www.law.state.ak.us/
P.O. Box 110300
Juneau, AK 99811-0300
Phone: (907) 465-2133
Fax: (907) 465-2075


Arizona

FBI Field Office, Mortgage Fraud
White Collar Crime Supervisor
http://phoenix.fbi.gov/
201 E. Indianola Avenue, Suite 400
Phoenix, AZ 85012-2080
Phone: (602) 279-5511

Office of the Arizona Attorney Genera
http://www.ag.state.az.us/l
Consumer Information and Complaints
1275 W. Washington
Phoenix, Arizona 85007-2926
Phone: (800) 352-8431


California

FBI Field Offices, Mortgage Fraud
White Collar Crime Supervisor
http://losangeles.fbi.gov/
11000 Wilshire Blvd., Suite 1700, FOB
Los Angeles, CA 90024-3672
Phone: (310) 477-6565

Attorney General's Office
http://ag.ca.gov/consumers/mailform.htm
Attn: Public Inquiry Unit
P.O. Box 944255
Sacramento, CA 94244-2550
Phone: (916) 322-3360


Colorado

FBI Field Office, Mortgage Fraud
White Collar Crime Supervisor
http://denver.fbi.gov/
Federal Office Building, Room 1823
1961 Stout Street, 18th Floor
Denver, CO 80294-1823
Phone: (303) 629-7171

Office of the Attorney General
Consumer Protection Section
http://www.ago.state.co.us
1525 Sherman Street, 5th floor
Denver, CO 80203
Phone: (303) 866-4500
Fax: (303) 866-5691


Connecticut

FBI Field Office, Mortgage Fraud
White Collar Crime Supervisor
http://newhaven.fbi.gov/
600 State Street
New Haven, Connecticut 06511-6505
Phone: (203) 777-6311
Connecticut Attorney General’s Office
http://www.cslib.org/attygenl
P.O. Box 120
Hartford, Connecticut 06141-0120
Phone: (860) 808-5318
Fax: (860) 808-5387

Delaware

FBI Field Office, Mortgage Fraud
White Collar Crime Supervisor
2600 Lord Baltimore Drive
Baltimore, MD 21244
Phone: (410) 265-8080
Office of the Attorney General
Consumer Protection Unit
http://www.state.de.us/attgen
820 N. French Street
Wilmington, Delaware 19801
Fraud & Consumer Protection Division: (302) 577-8600

Florida

FBI Field Offices, Mortgage Fraud
White Collar Crime Supervisor
http://jacksonville.fbi.gov/
7820 Arlington Expressway, Suite 200
Jacksonville, FL 32211-7499
Phone: (904) 721-1211

Florida Attorney General - Consumer Protection
http://myfloridalegal.com/consumer
The Capitol PL-01
Tallahassee, FL 32399-1050
Phone: (850) 414-3300

Georgia

FBI Field Office, Mortgage Fraud
http://atlanta.fbi.gov/
White Collar Crime Supervisor
2635 Century Pkwy, NE, Suite 400
Atlanta, GA 30345-3112
Phone: (404) 679-9000

Office of the Attorney General of Georgia
http://ganet.org/ago/consumer_info.html
40 Capitol Square, SW
Atlanta, Georgia 30334
Phone: (404) 656-3300


Hawaii

FBI Field Office, Mortgage Fraud
White Collar Crime Supervisor
http://honolulu.fbi.gov/
300 Ala Moana Blvd., Rm 4-230
Honolulu, HI 96850-0053
Phone: (808) 566-4300

State of Hawaii, Department of the Attorney General
http://www.hawaii.gov/dcca/areas/ocp
Main Office: King Kalakaua Building
335 Merchant Street
Honolulu, Hawaii 96813


Idaho

FBI Field Office, Mortgage Fraud
White Collar Crime Supervisor
257 East 200 South, Suite 1200
Salt Lake City, UT 84111
Phone: (801) 579-1400

Office of the Attorney General
Consumer Protection Unit
http://www2.state.id.us/ag/
700 West Jefferson
Boise, ID 83720-0010
Phone: (208) 334-2400


Illinois

FBI Field Offices, Mortgage Fraud

White Collar Crime Supervisor
http://chicago.fbi.gov/
Everett McKinley Dirksen FOB
219 S. Dearborn Street, Rm 905
Chicago, IL 60604-1702
Phone: (312) 431-1333

Illinois Office of the Attorney General
http://www.ag.state.il.us/consumers/index.html

Chicago Main Office
100 West Randolph Street
Chicago, IL 60601
Phone: (312) 814-3000
TTY: (312) 814-3374


Indiana

FBI Field Office, Mortgage Fraud
http://springfield.fbi.gov/
White Collar Crime Supervisor
575 N. Pennsylvania Street, Rm 679 FOB
Indianapolis, IN 46204-1585
Phone: (317) 639-3301
Fax: (317) 6193

Office of the Indiana Attorney General
Consumer Protection Division
http://www.in.gov/attorneygeneral/consumer/
Indiana Government Center South
302 W. Washington St.
Indianapolis, IN 46204
Phone: (317) 232-6201

 

 

 

 

 

 


Iowa

FBI Field Office, Mortgage Fraud
White Collar Crime Supervisor
http://omaha.fbi.gov/
10755 Burt Street
Omaha, NE 68114-2000
Phone: (402) 493-8688

Attorney General’s Office of the Iowa Department of Justice
Consumer Protection Division
http://www.state.ia.us
1305 E. Walnut Street
Des Moines IA 50319
Phone: (515) 281-5164

 

 

 

 

 

 


Kansas

FBI Field Office, Mortgage Fraud
White Collar Crime Supervisor
1300 Summit
Kansas City, MO 64105-1362
Phone: (816) 512-8200
Office of the State Banking Commissioner
700 SW Jackson, Suite 300
Topeka, KS 66612-1597
Phone: (785) 296-2266
Fax: (785) 296-0168

 

 

 

 


Kentucky

FBI Field Office, Mortgage Fraud
White Collar Crime Supervisor
http://louisville.fbi.gov/
600 Martin Luther King Jr. Pl, Rm 500
Louisville, KY 40202-2231
Phone: (502) 583-3941
Office of the Attorney General
http://ag.ky.gov/cp/
700 Capitol Avenue, Suite 118
Frankfort, Kentucky 40601-3449
Consumer Protection: (888) 432-9257

 

 

 

 

 


Louisiana

FBI Field Office, Mortgage Fraud
http://neworleans.fbi.gov/
White Collar Crime Supervisor
2901 Leon C. Simon Dr.
New Orleans, LA 70126-1061
Phone: (504) 816-3000
Office of the Attorney General
Consumer Protection Section
http://www.ag.state.la.us/Consumers.aspx
ConsumerInfo@ag.state.la.us
1885 North 3rd Street
Baton Rouge, LA 70802
Toll Free: (800) 351-4889

 

 

 

 

 

 


Maine

FBI Field Office, Mortgage Fraud
http://boston.fbi.gov/
White Collar Crime Supervisor
One Center Plaza, Suite 600
Boston, MA 02108
Phone: (617) 223-6477
Office of the Attorney General
http://www.maine.gov/ag/
E-mail: maineag@maine.gov
Central Office: Burton M. Cross Bldg
Augusta, Maine 04333-0006
Phone: (207) 626-8800

 

 

 

 

 


Maryland

FBI Field Office, Mortgage Fraud
http://baltimore.fbi.gov/
White Collar Crime Supervisor
2600 Lord Baltimore
Baltimore, MD 21244
Phone: (410) 265-8080
Office of the Attorney General
Consumer Protection Division
http://www.oag.state.md.us
200 St. Paul Place
Baltimore, MD 21202
Phone: (410) 528-8662

 

 

 

 

 


Massachusetts

FBI Field Office, Mortgage Fraud
White Collar Crime Supervisor
http://boston.fbi.gov/
One Center Plaza, Suite 600
Boston, MA 02108
Phone: (617) 223-6477
Office of the Attorney General
Consumer Complaint Section
http://www.ago.state.ma.us
McCormack Building
One Ashburton Place
Boston, MA 02108
Phone: (617) 727-2200

 

 

 

 

 



Michigan

FBI Field Office, Mortgage Fraud
http://detroit.fbi.gov/
White Collar Crime Supervisor
477 Michigan Avenue, 26th Floor
Detroit, MI 48226
Phone: (313) 965-2323
Michigan Attorney General
Consumer Protection Division
http://www.michigan.gov/ag
P.O. Box 30213-7713
Lansing, MI 48909
Phone: (517) 373-1110

 

 

 

 

 


Minnesota

FBI Field Office, Mortgage Fraud
http://minneapolis.fbi.gov/
White Collar Crime Supervisor
111 Washington AvenueS, #1100
Minneapolis, MN 55401-2176
Phone: (612) 376-3200
Office of the Attorney General
http://www.ag.state.mn.us
1400 NCL Tower
445 Minnesota Street, Suite 1400
St. Paul, MN 55101
Phone: (651) 296-3353

 

 

 

 

 


Mississippi

FBI Field Office, Mortgage Fraud
http://jackson.fbi.gov/
White Collar Crime Supervisor
100 W. Capitol Street, Room 1553
Jackson, MS 39269-1601
Phone: (601) 948-5000
Office of the Attorney General
Consumer Protection Division
http://www.ago.state.ms.us
P.O. Box 22947
Jackson, Mississippi 39225-2947
Phone: (601) 359-4230

 

 

 

 

 


Missouri

FBI Field Offices, Mortgage Fraud

White Collar Crime Supervisor
http://kansascity.fbi.gov/
1300 Summit
Kansas City, MO 64105-1362
Phone: (816) 512-8200

Attorney General’s Office
http://www.ago.state.mo.us
Consumer Protection Division
PO Box 899
Jefferson City, MO 65102
Toll-Free: (800) 392-8222

 

 

 

 

 


Montana

FBI Field Office, Mortgage Fraud
White Collar Crime Supervisor
http://saltlakecity.fbi.gov/
257 East, 200 South
Salt Lake City, UT 84111-2048
Phone: (801) 579-1400
Department of Administration
http://nsu.doa.state.mt.us
1424 Ninth Avenue
P.O .Box 200501
Helena, MT 59620-0501
Phone: (406) 444-9405

 

 

 

 

 


Nebraska

FBI Field Office, Mortgage Fraud
White Collar Crime Supervisor
http://omaha.fbi.gov/
10755 Burt Street
Omaha, NE 68114-2000
Phone: (402) 493-8688
Office of the Attorney General
Consumer Protection Division
http://www.ago.state.ne.us
2115 State Capitol Building
Lincoln, Nebraska 68509-4906
Toll-Free: (800) 727-6432

 

 

 

 

 


Nevada

FBI Field Office, Mortgage Fraud
White Collar Crime Supervisor
http://lasvegas.fbi.gov/
700 E. Charleston Blvd.
Las Vegas, NV 89104-1545
Phone: (702) 385-1281

Nevada Mortgage Lending Division
Office of the Commissioner
Consumer Complaint Form

3075 E. Flamingo, Suite 100
Las Vegas, Nevada 89121
Phone: (702) 486-0780

 

 

 

 

 


New Hampshire

FBI Field Office, Mortgage Fraud
White Collar Crime Supervisor
http://boston.fbi.gov/
One Center Plaza, Suite 600
Boston, MA 02108
Phone: (617) 223-6477
Office of the Attorney General
Consumer Protection
http://doj.nh.gov/consumer/complaints.html
33 Capitol Street
Concord, NH 03301
Phone: (603) 271-3658

 

 

 

 

 


New Jersey

FBI Field Office, Mortgage Fraud
White Collar Crime Supervisor
http://newark.fbi.gov/
1 Gateway Center
Newark, NJ 07102-9889
Phone: (973) 792-3000
Attorney General, Division of Consumer Affairs
http://www.state.nj.us/lps/ca/comp.htm
124 Halsey Street
Newark, New Jersey 07102
Toll-Free: (800) 242-5846

 

 

 

 

 


New Mexico

FBI Field Office, Mortgage Fraud
White Collar Crime Supervisor
http://newark.fbi.gov/
1 Gateway Center
Newark, NJ 07102-9889
Phone: (973) 792-3000
Attorney General - Consumer Affairs
http://www.state.nj.us/lps/ca/comp.htm
124 Halsey Street
Newark, New Jersey 07102
Toll-Free: (800) 242-5846

 

 

 

 

 


New York

FBI Field Offices, Mortgage Fraud

White Collar Crime Supervisor
http://albany.fbi.gov/
200 McCarty Avenue
Albany, NY 12209-2095
Phone: (518) 465-7551

 Consumer Protection Board
https://www1.consumer.state.ny.us
5 Empire State Plaza, Suite 2101
Albany, New York 12223-1556
Phone: (800) 697-1220

 

 

 

 

 


North Carolina

FBI Field Office, Mortgage Fraud
White Collar Crime Supervisor
http://charlotte.fbi.gov/
400 South Tryon Street, Suite 900
Charlotte, NC 28285-0001
Phone: (704) 337-9200
 Attorney General – Office of Consumer Protection
http://www.ncdoj.com
9001 Mail Service Center
Raleigh, NC 27699-9001
Phone: (919) 716-6000

 

 

 

 

 


North Dakota

FBI Field Office, Mortgage Fraud
White Collar Crime Supervisor
http://minneapolis.fbi.gov/
111 Washington Avenue, S, #1100
Minneapolis, MN 55401-2176
Phone: (612) 376-3200
 Office of Attorney General
http://www.ag.state.nd.us/cpat/cpat.html
Consumer Protection Division
PO Box 1054
Bismarck ND 58502-1054
Phone: (800) 472-2600

 

 

 

 



Ohio

FBI Field Offices, Mortgage Fraud
White Collar Crime Supervisor
http://cincinnati.fbi.gov/
550 Main Street, Room 9000
Cincinnati, OH 45202-8501
Phone: (513) 421-4310

 Office of the Attorney General
Consumer Protection Section
http://www2.ag.state.oh.us
State Office Tower
30 E. Broad Street, 17th Floor
Columbus, OH 43215-3428
Phone: (614) 466-4320

 

 

 

 

 



Oklahoma

FBI Field Office, Mortgage Fraud
White Collar Crime Supervisor
http://oklahomacity.fbi.gov/
3301 West Memorial Drive
Oklahoma City, OK 73134-8801
Phone: (405) 290-7770

Office of the Attorney General
Consumer Protection Unit

http://www.oag.state.ok.us/
2300 N. Lincoln Blvd, Ste 112
Oklahoma City, OK 73105
Phone: (405) 521-3921

 

 

 

 

 


Oregon

FBI Field Office, Mortgage Fraud
White Collar Crime Supervisor
http://portland.fbi.gov/
Crown Plaza Building, Suite 400
1500 SW 1st Avenue
Portland, OR 97201-5828
Phone: (503) 224-4181

Oregon Department of Justice
Financial Fraud/Consumer Protection Section

http://www.doj.state.or.us
1162 Court Street NE
Salem, OR 97301-4096
Phone: (503) 378-4400

 

 

 

 

 

 


Pennsylvania

 

 

 

 


Rhode Island

FBI Field Office, Mortgage Fraud
White Collar Crime Supervisor
http://boston.fbi.gov/
One Center Plaza, Suite 600
Boston, MA 02108
Phone: (617) 223-6477

Office of the Attorney General
Consumer Protection Unit
http://www.riag.state.ri.us
150 South Main Street
Providence, RI 02903
Phone: (401) 274-4400

 

 

 

 

 


South Carolina

FBI Field Office, Mortgage Fraud
White Collar Crime Supervisor
http://columbia.fbi.gov/
151 Westpark Blvd.
Columbia, SC 29210-3857
Phone: (803) 551-4200

Office of the Attorney General
South Carolina Department of Consumer Affairs
http://www.state.sc.us/consumer
3600 Forest Drive, 3rd Floor
Columbia, SC 29250
Phone: (803) 734-4200

 

 

 

 

 


South Dakota

FBI Field Office, Mortgage Fraud
White Collar Crime Supervisor
http://minneapolis.fbi.gov/
111 Washington Avenue, South, Suite 1100
Minneapolis, MN 55401-2176
Phone: (612) 376-3200

Office of the Attorney General
Division of Consumer Protection
http://www.state.sd.us
500 East Capitol Ave.
Pierre, SD 57501-5070
Phone: (605) 773-4400

 

 

 

 

 


Tennessee

FBI Field Offices, Mortgage Fraud
White Collar Crime Supervisor
http://knoxville.fbi.gov/
John J. Duncan FOB, Suite 600
710 Locust Street
Knoxville, TN 37902-2537
Phone: (865) 544-0751
Department of Commerce and Insurance
Tennessee Division of Consumer Affairs

http://www.state.tn.us
500 James Robertson Parkway, 5th floor
Davy Crockett Tower
Nashville, TN 37243-0600
Phone: (615) 741-4737

 

 

 

 

 

 


Texas

FBI Field Offices, Mortgage Fraud

White Collar Crime Supervisor
http://dallas.fbi.gov/
One Justice Way
Dallas, TX 75220
Phone: (972) 559-5000

Office of the Attorney General
Consumer Protection Division
https://www.oag.state.tx.us
PO Box 12548
Austin, TX 78711-2548
Toll-Free: (800) 621-0508
Phone: (512) 463-2100

 

 

 

 

 

 


Utah

FBI Field Office, Mortgage Fraud
White Collar Crime Supervisor
http://saltlakecity.fbi.gov/
Towers Building
257 East, 200 South
Salt Lake City, UT 84111-2048
Phone: (801) 579-1400
Utah Division of Consumer Protection
http://www.commerce.utah.gov
Heber M. Wells Building, Second Floor
Salt Lake City, Utah 84114
Toll-Free: (800) 721-7233 (UT only)
Phone: (801) 530-6601

 

 

 

 

 

 


Vermont

FBI Field Office, Mortgage Fraud
White Collar Crime Supervisor
http://www.fbi.gov/contact/fo/fo.htm
200 McCarty Avenue
Albany, NY 12209-2095
Phone: (518) 465-7551
Office of the Attorney General
Consumer Complaint Form
http://www.atg.state.vt.us
104 Morrill Hall, UVM
Burlington, VT 05405
Phone: (802) 656-3183

 

 

 

 

 


Virginia

FBI Field Offices, Mortgage Fraud
White Collar Crime Supervisor
http://norfolk.fbi.gov/
150 Corporate Blvd
Norfolk, VA 23502-4999
Phone: (757) 455-0100
Virginia Department of  Consumer Services
Office of Consumer Affairs
http://www.vdacs.state.va.us
1100 Bank Street, Suite 100
Richmond, Virginia 23219
Phone: (804) 786-2024

 

 

 

 

 


Washington

FBI Field Office, Mortgage Fraud
White Collar Crime Supervisor
http://richmond.fbi.gov/
1110 Third Avenue
Seattle, Washington 98101-2904
Phone: (206) 622-0460
Office of the Attorney General
http://www.atg.wa.gov/
1125 Washington Street, SE
PO Box 40100
Olympia, WA 98504-0100

 

 

 

 

 


West Virginia

FBI Field Office, Mortgage Fraud
White Collar Crime Supervisor
http://pittsburgh.fbi.gov/
3311 E. Carson Street
Pittsburgh, PA 15203-2148
Phone: (412) 432-4000
Office of the Attorney General
Consumer Protection Division
http://www.wvs.state.wv.us
1900 Kanawha Blvd., E, Room 26E
Charleston, WV 25305-9924
Phone: (304) 558-8986

 

 

 

 

 


Wisconsin

FBI Field Office, Mortgage Fraud
White Collar Crime Supervisor
http://milwaukee.fbi.gov/
330 E. Kilbourn Avenue, Suite 600
Milwaukee, WI 53202-6627
Phone: (414) 276-4684
Office of the Attorney General
http://www.doj.state.wi.us/
P.O. Box 7857
Madison, WI 53707-7857
Phone: (608) 266-1221

 

 

 

 

 


Wyoming

FBI Field Office, Mortgage Fraud
 
Office of the Attorney General

 

 


Washington D.C.

FBI Field Office, Mortgage Fraud
http://washingtondc.fbi.gov/
White Collar Crime Supervisor
Washington Metropolitan Field Office
601 4th Street, N.W.
Washington, D.C. 20535-0002
Phone: (202) 278-2000
Government of the District of Columbia
Department of Banking and Financial Institutions

http://www.dbfi.dc.gov
1400 L Street, NW, Suite 400
Washington, DC 20005
Phone: (202) 727-1563
Fax: (202) 727-1290

 

 

 

 

 

 

All members on this site have signed a Residential Mortgage Advocate™ (RMA) commitment to be totally upfront about their fees, rates and items they will need from you. 

 

Been Scammed or Dealt with an Unethical Lender? 

Contact Us or Report it to Your State authorities.

 

 

 

 

Contact Us  ا  Sitemap  ا  About Us  ا  Find a Lender  ا Become a RMA  ا  Find a Realtor